Do I Need an Estate Plan?

You should have an estate plan if:

1.  you are the parent of minor children.

2. you have property (real estate) or a business.

3. you are concerned about health care treatment should you become disabled or terminally ill.

Estate planning includes more than just a simple Will. Estate planning also typically minimize potential taxes, and sets up a contingency plan to assure your preferences regarding health care treatment are followed.

Good estate planning identifies what will happen with your home, business, investments, business, life insurance, retirement plans, and other property when you become disabled or die.

Maloney and Associates, LLC will help you answer these questions:

  • Am I saving enough for my retirement?
  • How will inflation affect my retirement income?
  • I’m retired now, how long will my savings last?
  • How much retirement income will my IRA / 401K provide?
  • What are the best retirement investment funds for me?
  • How much can I contribute to an IRA?
  • What will my IRA be worth at retirement?
  • What happens if I withdraw funds early from my IRA?
  • I’m self-employed, how much can I contribute to a retirement plan?
  • Taxable vs non-taxable savings comparisons
  • How should I allocate my assets?
  • How can I protect my assets from probate and estate taxes?
  • What is my potential estate tax liability?

Start answering these questions today!

Contact Maloney and Associates, LLC to schedule an appointment.

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